Sending Money to Varanasi, India
How to send USD to a recipient in Varanasi, Uttar Pradesh. Bank transfer tips, IFSC codes, delivery times, and how Root makes it easy.
Many NRIs in the USA send money to Varanasi, Uttar Pradesh, to support family, manage property, fund education, or invest in local businesses. This guide covers everything you need to know about transferring USD to INR for recipients in Varanasi. We explain fees, transfer speed, bank details, and India-specific rules like TCS and IFSC codes. Learn how to send money securely and efficiently with zero fees using Root.
Varanasi, one of India’s oldest and most culturally significant cities, is a major urban center in Uttar Pradesh. Located on the banks of the Ganges, it is a hub for spirituality, education, and small-to-medium enterprises. NRIs send money to Varanasi for family upkeep, property maintenance, business investments, funeral rituals, and supporting students at institutions like Banaras Hindu University.
Quick Facts
Transfer Fee
$0 — Root charges zero fees
Exchange Rate
CHECK_LIVE (interbank rate)
Transfer Time
1-4 business days to Varanasi
Banks in Varanasi
HDFC, SBI, ICICI, Axis — all supported
How to Send — Step by Step
Create Your Root Account
Download the Root app or visit the website and sign up using your US ID and address. Verify your identity in minutes to start sending money.
Pro tip: Keep your passport and US visa documents handy for faster verification.
Enter Transfer Amount in USD
Choose how much you’d like to send from the US to a bank account in Varanasi. Root shows you the live USD to INR rate with no hidden markup.
Add Recipient’s Bank Details
Enter the recipient’s full name, Indian bank account number, and the IFSC code of their specific branch in Varanasi. Double-check the IFSC to avoid delays.
Confirm & Send
Review the transaction summary, including the expected INR amount and delivery timeline. Confirm the transfer using your linked US bank account or debit card.
Local Tips
Varanasi banks operate on IST (UTC+5:30). Schedule transfers during US business hours to align with next-day processing in India.
Major banks like SBI and HDFC have multiple branches in Varanasi — Lal Bahadur Shastri Stadium, BHU, and Cantt areas are common. Confirm the exact branch IFSC code to avoid rejection.
For property or construction payments, recipients may need PAN for bank reporting if the transfer is large.
Send Money to Varanasi with Root
Zero fees, interbank rate. Your family in Varanasi receives INR directly.
Send to Varanasi NowFrequently Asked Questions
Can I send money from the USA to any bank in Varanasi?
Yes, Root supports transfers to major banks in Varanasi including SBI, HDFC, ICICI, and Axis Bank. Just ensure you have the correct account number and IFSC code for the specific branch.
How long does it take to send money to Varanasi using Root?
Transfers to Varanasi typically take 1-4 business days. Most recipients receive funds within 48 hours, depending on the Indian bank’s processing time.
Is TCS applicable when I send money to Varanasi?
No, TCS (5% on remittances over ₹7,00,000 in a financial year) applies to Indian residents using the LRS. As an NRI sending funds from the US, you are not subject to TCS under FEMA guidelines.
Can I use Root to send money for a wedding or medical emergency in Varanasi?
Yes, Root allows personal remittances for family support, including weddings, medical expenses, or education in Varanasi. Just ensure the purpose is compliant with FEMA regulations—no prohibited uses like gambling.