Sending Money to Rajasthan, India
How to send USD to Rajasthan. Transfer times, bank tips, regulatory notes, and how Root delivers INR to any bank in Rajasthan.
This guide is for NRIs in the USA sending money from the United States to Rajasthan, India. Whether you're supporting family in Jaipur, managing property in Udaipur, or investing in a local business, understanding the remittance process is key. We cover fees, timelines, compliance, and Rajasthan-specific tips to ensure smooth USD to INR transfers. Learn how to send money safely and efficiently with Root.
Rajasthan has a diverse economy rooted in tourism, agriculture, textiles, and marble manufacturing. Cities like Jaipur, Kota, and Bikaner attract NRI investments in real estate and hospitality. Many NRIs send money to support aging parents, fund weddings, or build homes, making reliable remittances essential.
Quick Facts
Transfer Fee
$0 — Root charges zero fees
Exchange Rate
CHECK_LIVE (interbank rate)
Transfer Time
1-4 business days to Rajasthan
Major Banks
SBI, HDFC, ICICI, Axis — all supported in Rajasthan
How to Send — Step by Step
Log in to Root and start a new transfer
Open your Root account and select 'Send Money to India'. Enter the amount in USD you wish to send.
Pro tip: Check the current USD to INR rate on Root to estimate the INR amount your family will receive.
Enter recipient details in Rajasthan
Provide the recipient’s full name, Indian bank account number, and correct IFSC code. Ensure the bank is in Rajasthan — for example, an SBI branch in Jaipur.
Pro tip: Double-check the IFSC code using your bank’s official website or the Reserve Bank of India’s directory.
Choose account type and confirm PAN (if required)
Select NRO or regular savings account. While Root supports NRO accounts, NRE support is coming soon. For transfers over ₹7 lakh/year, recipient may need to share PAN for compliance.
Pro tip: Ask your family to confirm if their bank requires PAN for large deposits to avoid return delays.
Review and confirm exchange rate and TCS
Root displays the live interbank rate and total INR to be credited. Note: 5% TCS applies if total remittances exceed ₹7,00,000 in a financial year.
Pro tip: Factor in TCS when sending large amounts — it’s collected at source but adjustable during Indian tax filing.
Complete verification and send
Verify your identity and payment method. Once confirmed, Root initiates the transfer. You’ll get tracking updates.
Pro tip: Set up email alerts to notify you and your family when the funds are credited in Rajasthan.
Local Tips
In Jaipur, HDFC and ICICI branches in Malviya Nagar and Vaishali Nagar are prompt in crediting incoming remittances — ideal for family transfers.
Use remittances to pay property tax or utility bills in Rajasthan cities — many banks allow automatic bill setup from NRO accounts.
Avoid sending cash through informal channels — direct bank transfers via Root are safer and comply with FEMA rules.
Send Money to Rajasthan with Root
Zero fees, interbank rate. INR credited directly to any bank in Rajasthan.
Send NowFrequently Asked Questions
Can I send money to a family member in Jaipur using Root?
Yes, you can send money directly to any bank in Jaipur, including SBI, HDFC, ICICI, and Axis. Just ensure you enter the correct IFSC code and account number.
How much TCS will be charged when I remit to Rajasthan?
5% TCS applies if your total remittances under LRS exceed ₹7,00,000 in a financial year. This is collected at source but can be claimed as credit in your Indian tax return.
Are there any prohibited uses for money sent to Rajasthan?
Yes, FEMA regulations prohibit remittances for gambling, lottery, real estate speculation (unless by eligible NRI), or any illegal activity. Personal and investment uses are allowed.
Do I need to provide my recipient’s PAN when sending to Rajasthan?
While not always mandatory, Indian banks may require PAN for deposits over ₹50,000 or for NRO accounts. Providing it upfront helps prevent delays.