Sending Money to Haryana, India
How to send USD to Haryana. Transfer times, bank tips, regulatory notes, and how Root delivers INR to any bank in Haryana.
Many NRIs in the USA send money to family, property, or business connections in Haryana, India — a state known for its strong agricultural roots and growing industrial hubs. This guide helps you transfer USD to INR safely and efficiently from the United States to Haryana, while staying compliant with Indian regulations. Learn about fees, timelines, and key financial rules like TCS and FEMA to ensure smooth remittances.
Haryana has a diversified economy driven by agriculture, manufacturing, automotive, and IT sectors, with key growth centers in Gurgaon, Faridabad, and Panchkula. NRIs frequently support family members with household expenses, property maintenance, or education costs. The state's proximity to Delhi and its rapidly developing infrastructure make it a common destination for NRI remittances.
Quick Facts
Transfer Fee
$0 — Root charges zero fees
Exchange Rate
CHECK_LIVE (interbank rate)
Transfer Time
1-4 business days to Haryana
Major Banks
SBI, HDFC, ICICI, Axis — all supported in Haryana
How to Send — Step by Step
Log in to Root and Select 'Send to India'
Open your Root account and choose to send money to India.
Pro tip: Ensure your profile is KYC-verified for higher limits.
Enter INR Amount and Select Recipient
Input the amount you'd like to send in INR, then choose or add a recipient in Haryana.
Pro tip: Double-check recipient mobile and address details.
Provide Bank Details with IFSC
Enter the recipient’s full bank name, branch, and accurate 11-digit IFSC code for Haryana banks.
Pro tip: Find IFSC codes online via bank websites or RBI portal.
Review Exchange Rate and TCS Notice
View the live interbank rate and note if your current financial year's total remittance exceeds ₹7,00,000.
Pro tip: 5% TCS applies on amounts over ₹7,00,000 under LRS – this is collected at source by the remittance provider.
Confirm and Send with US Funding
Fund the transfer from your US bank account or card through Root.
Pro tip: ACH transfers are cheaper; cards may incur additional fees.
Local Tips
In Gurgaon and Faridabad, SBI and HDFC branches are widely used and receive transfers quickly — ensure IFSC is correct to avoid delays.
Many NRIs fund land purchases or construction projects in towns like Karnal and Ambala — provide PAN for transfers above ₹500,000 for smoother processing.
For elderly family members in rural Haryana, direct bank transfers to post office savings accounts are now possible via CBS-enabled branches.
Send Money to Haryana with Root
Zero fees, interbank rate. INR credited directly to any bank in Haryana.
Send NowFrequently Asked Questions
Do I need to pay TCS when sending money to Haryana?
Yes, if your total remittances under the Liberalised Remittance Scheme (LRS) exceed ₹7,00,000 in a financial year, 5% TCS is collected at source. This applies regardless of whether the recipient is in Haryana or elsewhere in India.
Can I send money to any bank in Haryana using Root?
Yes, Root supports transfers to all major banks in Haryana including SBI, HDFC, ICICI, and Axis, as long as you provide the correct account number and IFSC code for the specific branch.
What documents does my family in Haryana need to receive funds?
The recipient typically needs only their bank account details. However, for large transfers, Indian banks may request PAN. A valid Aadhaar is useful for KYC compliance but not always required for receipt.
Is it safe to send money to a relative in rural Haryana?
Yes, as long as the recipient bank is part of the NEFT/IMPS network. Most banks in rural Haryana are CBS-enabled, ensuring secure and traceable credit to savings or current accounts.