Sending Money from New York City to Patna
How NRIs in New York City send USD to Patna, India. Zero fees, interbank rate, and fast delivery with Root.
For NRIs living in New York City with family in Patna, Bihar, sending money home is a priority. This corridor connects one of the world’s financial hubs with a growing city in eastern India, where every dollar sent supports education, healthcare, and daily needs. With frequent transfers, exchange rates and hidden fees can significantly impact value. Root ensures you get the best value when sending USD to INR for your loved ones in Patna.
Sending money from New York City to Patna, Bihar involves converting USD to INR efficiently and securely. Banks often add hidden markups and charge high fees. The key is using a fast, transparent service that reaches Patna’s local banks reliably — every rupee matters.
New York City is home to a large NRI community, many of whom maintain strong familial and financial ties to Patna. Regular remittances from NYC support everything from weddings to housing in Patna, creating a consistent demand for low-cost, high-speed transfers.
Quick Facts
Transfer Fee
$0 — Root charges zero fees
Exchange Rate
CHECK_LIVE (interbank rate)
Transfer Time
1-4 business days to Patna
From
New York City, New York
To
Patna, Bihar
How to Send
Sign Up with Root
Create your account in minutes using your US ID and address in New York City.
Add Recipient in Patna
Enter your family member’s name, bank name, account number, and IFSC code for their Patna branch.
Enter Transfer Amount
Choose how many USD to send. See the live INR amount your recipient will get in Patna.
Review & Confirm
Check all details and confirm using your Root app. No hidden charges.
Track Your Transfer
Get real-time updates until the money lands in your family’s Patna bank account.
Send Money from New York City to Patna with Root
Zero fees, interbank rate.
Send NowFrequently Asked Questions
How long does it take to send money from New York City to Patna?
Transfers from New York City to Patna typically take 1-4 business days to reflect in the recipient’s bank account, depending on the Patna bank’s processing time and IFSC validation.
Do I need to pay fees when sending from NYC to Patna?
No — Root charges zero transfer fees for sending money from New York City to Patna. The interbank exchange rate is applied without markups.
Is TCS applicable when I send money from New York City to Patna?
Yes, 5% TCS is collected by the remittance provider if the total remittances to a recipient in India exceed ₹7,00,000 in a financial year under LRS, regardless of being sent from New York City.
Can I send money to an NRE account in Patna?
Currently, Root supports NRO and regular savings or current accounts in Patna. NRE account support is coming soon — check for updates.
What if my recipient’s bank in Patna rejects the transfer?
If the transfer fails due to incorrect account or IFSC details, Root will return your funds. Always confirm the recipient’s full name, account number, and IFSC code.