Sending Money from New York City to Gurgaon
How NRIs in New York City send USD to Gurgaon, India. Zero fees, interbank rate, and fast delivery with Root.
For NRIs living in New York City with family in Gurgaon, Haryana, sending money home is a regular part of life. Gurgaon’s rapid urbanization and strong economy make it a key financial hub, requiring fast, reliable remittances. Root offers a seamless way to transfer USD to INR directly into Gurgaon bank accounts, ensuring your loved ones receive more with every transaction. Designed for the NYC-India corridor, Root helps you bypass high fees and outdated exchange rates.
Sending USD to INR from New York City to Gurgaon is a common route for Indian expats supporting families or managing finances back home. With Gurgaon’s growing economy and NYC’s large NRI community, cost-effective and fast transfers matter. Always verify the recipient’s bank details, especially the IFSC code, to ensure smooth delivery.
New York City hosts a vibrant NRI community, many of whom maintain strong familial and financial ties to Gurgaon, a major IT and business hub near Delhi. Frequent remittances support education, healthcare, home loans, and investments, making reliable transfers critical for long-distance financial planning.
Quick Facts
Transfer Fee
$0 — Root charges zero fees
Exchange Rate
CHECK_LIVE (interbank rate)
Transfer Time
1-4 business days to Gurgaon
From
New York City, New York
To
Gurgaon, Haryana
How to Send
Download Root and create your account
Sign up using your New York City address and U.S. ID. Verify your identity securely in the app.
Enter transfer details
Input the amount in USD you want to send from NYC to a bank in Gurgaon. Select the recipient’s bank and account type (NRO or savings).
Provide recipient’s bank information
Enter the beneficiary’s name, account number, and correct IFSC code for their Gurgaon branch.
Review exchange rate and confirm
See the live USD to INR rate and total INR expected. Confirm the transaction with your U.S. bank or card.
Track your transfer
Receive updates as your money moves from New York City to Gurgaon. Funds typically arrive within 1–4 business days.
Send Money from New York City to Gurgaon with Root
Zero fees, interbank rate.
Send NowFrequently Asked Questions
How long does it take to send money from New York City to Gurgaon?
Transfers from New York City to Gurgaon typically take 1–4 business days, depending on bank processing times and when the transaction is initiated.
Are there tax implications when sending more than ₹7,00,000 from the U.S. to Gurgaon?
Yes. Under Indian tax rules, 5% TCS is collected at source for remittances exceeding ₹7,00,000 in a financial year. This applies to the recipient in Gurgaon if they're considered a resident under FEMA. You'll need to provide PAN to avoid higher TCS rates.
Can I send money from New York City to an NRO account in Gurgaon?
Yes. Root supports transfers to NRO accounts and regular savings or current accounts in Gurgaon. NRE account support is coming soon.
What bank details do I need to send USD to someone in Gurgaon?
You’ll need the recipient’s full name, bank account number, and the 11-digit IFSC code of their Gurgaon branch. Incorrect IFSC codes are the most common reason for transfer failure.
Is it safe to send money from New York City to India using Root?
Yes. Root complies with both U.S. and Indian financial regulations, including FEMA and KYC guidelines, ensuring secure, legal transfers from NYC to Gurgaon and across India.