City GuideUSD → INR

Sending Money from New York City to Delhi

How NRIs in New York City send USD to Delhi, India. Zero fees, interbank rate, and fast delivery with Root.

Updated March 31, 2026

For NRIs living in New York City and sending money to loved ones in Delhi, finding a fast, affordable, and reliable way to transfer USD to INR is essential. With strong cultural and familial ties between these global cities, seamless remittances help support education, healthcare, and daily living in Delhi. Root offers a direct, transparent way to send money from NYC to Delhi without hidden costs. Stay informed about TCS and banking requirements to make your transfer smooth.

Sending money from New York City to Delhi is a common need for NRIs supporting family in India’s capital. With USD to INR transfers, timing and exchange rates directly impact value received in Delhi. Choosing a zero-fee service with the interbank rate ensures more reaches your recipient. Always confirm IFSC code and account type for successful delivery.

New York City is home to a large and growing NRI community, many with roots in Delhi. Frequent travel, business ties, and family commitments between these cities drive consistent remittance needs. These cross-border connections make reliable, low-cost transfers from NYC to Delhi a financial priority.

Quick Facts

Transfer Fee

$0 — Root charges zero fees

Exchange Rate

CHECK_LIVE (interbank rate)

Transfer Time

1-4 business days to Delhi

From

New York City, New York

Delhi, Delhi

How to Send

Log in to Root

Access your Root account from your phone or desktop in New York City.

Pro tip: Enable two-factor authentication for added security.

Enter Amount in USD

Choose how many US dollars you want to send to Delhi.

Pro tip: Check the live interbank rate to know exactly how much INR your recipient will get.

Add Recipient in Delhi

Enter your recipient’s full name, Delhi-based bank account number, and IFSC code.

Pro tip: Double-check the IFSC code — errors delay transfers to Delhi banks.

Review & Confirm Transfer

Verify the USD to INR conversion, zero fees, and recipient details.

Pro tip: If sending over ₹7,00,000 in a financial year, remember 5% TCS applies at source.

Track Delivery to Delhi

Receive updates as your money moves from NYC to Delhi in 1-4 business days.

Pro tip: Share tracking info with your recipient so they know when to expect funds.

Send Money from New York City to Delhi with Root

Zero fees, interbank rate.

Send Now

Frequently Asked Questions

How long does it take to send money from New York City to Delhi via Root?

Transfers from New York City to Delhi typically take 1-4 business days to reflect in the recipient’s account, depending on the Indian bank’s processing time.

Do I have to pay TCS when sending money from NYC to Delhi?

Yes, if your total remittances under LRS exceed ₹7,00,000 in a financial year, 5% TCS is collected by the remittance provider regardless of destination, including transfers to Delhi.

What bank details are needed to send money from New York City to an account in Delhi?

You’ll need the recipient’s full name, bank account number, and correct IFSC code for their Delhi-based branch. If it’s an NRO account, Root supports it directly.

Can I send money from New York City to an NRE account in Delhi?

Root currently supports NRO and regular savings accounts in India. NRE account support is coming soon — check updates before initiating transfer.

Is my money safe when transferring from New York City to Delhi through Root?

Yes, Root is regulated and uses bank-level encryption. Transfers comply with FEMA and RBI guidelines, ensuring secure delivery to Delhi recipients.