Sending Money from Boston to Delhi
How NRIs in Boston send USD to Delhi, India. Zero fees, interbank rate, and fast delivery with Root.
For NRIs living in Boston and supporting family in Delhi, sending money home should be simple, fast, and cost-effective. The Boston to Delhi corridor is one of the most active among Indian expatriates in the US, driven by strong academic, professional, and familial ties. With rising costs and increasing financial responsibilities, getting the best exchange rate and avoiding hidden fees is crucial. Root offers a seamless solution tailored for NRIs who value transparency and speed when sending USD to INR.
Sending money from Boston, Massachusetts to Delhi, Delhi in INR terms is a common need for NRIs supporting families or managing expenses back home. The corridor sees frequent remittances due to strong educational and tech-sector linkages. With no transfer fees and live exchange rates, Root helps maximize the value of every dollar sent.
Boston’s vibrant NRI community, many affiliated with universities, healthcare, or tech firms, maintains deep connections with Delhi, a hub for education, real estate, and family networks. Frequent travel and dual lifestyles make reliable, low-cost remittances essential for managing household expenses, tuition, or investments in the capital city.
Quick Facts
Transfer Fee
$0 — Root charges zero fees
Exchange Rate
CHECK_LIVE (interbank rate)
Transfer Time
1-4 business days to Delhi
From
Boston, Massachusetts
To
Delhi, Delhi
How to Send
Sign up with Root
Download the Root app or visit the website to create your account using your US ID and address in Boston.
Add recipient in Delhi
Enter your recipient’s full name, Indian bank name, IFSC code, and account number for their Delhi-based bank account.
Enter transfer amount in USD
Choose how many US dollars you’d like to send from your Boston-based account. Root shows the live INR equivalent.
Review exchange rate and confirm
Root locks in the interbank exchange rate with no markup. Confirm the transfer details before proceeding.
Complete transfer
Pay via bank transfer from your US account. Root initiates the INR delivery to your recipient in Delhi.
Send Money from Boston to Delhi with Root
Zero fees, interbank rate.
Send NowFrequently Asked Questions
How long does it take to send money from Boston to Delhi with Root?
Transfers from Boston to Delhi typically take 1 to 4 business days to reflect in the recipient’s bank account, depending on Indian banking hours and IFSC processing times.
Is there a limit on how much I can send from Boston to Delhi?
There is no fixed limit per transfer. However, if the total remittances from a recipient in India exceed ₹7,00,000 in a financial year, 5% TCS is applied on the excess amount.
Do I need to provide my recipient’s PAN in Delhi?
Indian banks may require the recipient’s PAN for large transfers (typically above ₹50,000–₹1,00,000) for compliance. It’s best to have it ready when adding your Delhi recipient.
Can I send money from Boston to an NRE account in Delhi?
Root currently supports transfers to NRO and regular savings or current accounts in Delhi. NRE account support is coming soon.
Are there any taxes when sending money from Boston to Delhi?
Under Indian tax rules, 5% TCS is collected at source on outward remittances exceeding ₹7,00,000 in a financial year. This applies to the recipient’s total LRS usage, not just this transfer.