$1 USD to INR — Live Exchange Rate & How to Send
Convert $1 USD to Indian Rupees. See today's live exchange rate, how much INR you get, regulatory notes, and how to send with Root.
Sending $1 USD to India via Root gives you the best available exchange rate with no hidden fees. You'll receive approximately CHECK_LIVE INR, based on the live interbank rate. While Root supports transfers from $10 minimum, this page covers key details like fees, timing, and regulatory notes for NRI senders in the USA.
You Receive (Approximate)
Live rate
Brief note: Root uses interbank/mid-market rate with zero markup. Exact amount depends on rate at time of transfer.
Transfer Fee
$0 — Root charges zero fees
Exchange Rate
CHECK_LIVE (interbank rate)
Transfer Time
1-4 business days
Minimum Amount
$10
Daily Limit
$2,999 standard / $15,000 with SSN
Send $1 to India with Root
Zero fees. Interbank rate. Delivered in 1-4 business days.
Send $1 NowImportant Rules & Regulations
IFSC Code Required
An 11-digit IFSC code is mandatory for all bank transfers to India. Incorrect or missing IFSC codes can delay or reject your transfer. Confirm the code with your recipient before sending.
How to Send — Step by Step
Open Root App
Log in to your Root account via the mobile app available on iOS and Android.
Select 'Send to India'
Choose India as the destination country and enter the amount in USD.
Enter Recipient Details
Provide recipient’s full name, Indian bank account number, and correct IFSC code. Ensure account type (NRO or savings) is supported.
Confirm Minimum Amount
Adjust amount to meet the $10 minimum threshold. $1 is below the required minimum and cannot be sent.
Review Exchange Rate & Fees
Verify you’re getting the live interbank rate with zero added fees before confirming.
Confirm and Send
Authorize the transfer. Funds will typically arrive in 1–4 business days.
Tips for This Transfer
Plan transfers of $10 or more — Root does not allow transfers below $10, so combine small amounts over time.
Send during weekdays to avoid delays; weekends and Indian public holidays may extend processing time.
Double-check IFSC codes — even a single wrong character can result in failed or misrouted transfers.
Frequently Asked Questions
Can I send $1 from the USA to India using Root?
No, Root requires a minimum transfer of $10. You cannot send $1 through the platform.
How much TCS will I pay when sending money to India?
5% TCS applies only if you’ve remitted over ₹7,00,000 (about $8,400) in a financial year. Small transfers like $10–$100 are well below this threshold.
How long does it take for INR to reflect in the recipient’s account?
Transfers via Root typically take 1–4 business days, depending on banking partner processing times.
What details are needed to send USD to an Indian bank account?
You’ll need the recipient’s full name, Indian bank account number (8–18 digits), and a valid 11-digit IFSC code.
Does Root support NRE account transfers?
Root currently supports NRO and regular savings or current accounts in India. NRE account support is coming soon.